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United India Health Insurance is offered by United India Insurance Company Limited (UIIC), one of India's oldest public sector general insurers. The company offers health insurance solutions for individuals, families, senior citizens, critical illness protection, and higher coverage through top-up plans.
Its portfolio includes both indemnity-based mediclaim policies and fixed-benefit plans, allowing customers to choose cover based on their medical needs and budget. The insurer also supports cashless treatment through its empanelled hospital network, online policy servicing, and lifetime renewability on eligible health plans.
United India Insurance Company offers a range of health insurance features designed to provide comprehensive medical coverage, cashless hospitalisation, and convenient policy servicing for individuals and families.
Being a well-established general insurance company, United India provides health insurance plans with varying coverage options, helping customers choose a policy that aligns with their medical needs and budget.
| Health Insurance Plan | Suitable For | Key Highlights |
|---|---|---|
| Family Medicare Policy | Individuals and families | Flagship indemnity plan with individual and floater options, restoration benefit, home care treatment, maternity add-on, and wellness benefits. |
| Individual Health Insurance Policy (Platinum) | Individuals seeking higher coverage | Higher sum insured options with comprehensive hospitalisation benefits and lifetime renewability. |
| Individual Health Insurance Policy (Gold) | Individuals and young families | Provides coverage for hospitalisation, day-care procedures, and pre- and post-hospitalisation expenses. |
| Individual Health Insurance Policy (Senior Citizen) | Senior citizens | Designed specifically for older adults with benefits tailored to age-related healthcare needs. |
| Super Top-up Medicare Policy | Existing policyholders looking for higher coverage | Enhances health insurance coverage beyond a chosen deductible at a comparatively lower premium. |
| UNI Criticare Policy | Individuals seeking critical illness protection | Provides a lump-sum payout upon diagnosis of specified critical illnesses covered under the policy. |
| Top-up Medicare Policy | Customers with an existing base policy | Offers additional financial protection once the deductible amount has been exhausted. |
Selected United India Health Insurance plans allow policyholders to enhance their coverage with optional riders by paying an additional premium.
Covers eligible hospitalisation expenses for childbirth, including caesarean deliveries, after the applicable waiting period. Available under the Family Medicare Policy.
Extends medical coverage to a newborn from day one up to 90 days, subject to the policy terms and conditions.
Pays a fixed daily benefit for every completed 24-hour hospitalisation, subject to the limits specified in the policy schedule.
United India Insurance offers multiple health insurance products, allowing customers to choose a policy that best suits their healthcare requirements and budget.
You can purchase United India Health Insurance online through Coverfox by following these simple steps.
Go to the Coverfox Health Insurance page.
Provide your age, city, and the details of the family members you want to insure.
Compare available United India Health Insurance plans based on premium, sum insured, and policy benefits.
Choose the plan that best matches your healthcare needs.
Fill in your personal, nominee, and medical details accurately.
Review the policy details and pay the premium securely online.
After successful payment, your policy document will be issued digitally and shared with you via email.
Need Assistance? If you face any difficulty while purchasing United India Health Insurance, simply share your contact details on Coverfox. One of our health insurance experts will connect with you and guide you through the buying process.
United India Health Insurance offers cashless treatment through a network of 14,000+ hospitals across India. Policyholders can avail cashless hospitalisation after obtaining the required pre-authorisation from the insurer or its TPA, subject to the policy terms and conditions.
Disclaimer: The information provided on this page is for general informational purposes only. Policy features, coverage, benefits, premiums, waiting periods, exclusions, claim settlement, and eligibility criteria may vary depending on the United India Health Insurance plan selected and are subject to the insurer's underwriting guidelines and policy terms. Please refer to the official policy wording, prospectus, and policy schedule for complete details before purchasing, renewing, or making a claim.
It is a range of health insurance products offered by United India Insurance Company Limited for individuals, families, senior citizens, and customers seeking top-up or critical illness coverage.
Yes. Cashless treatment is available at 14,000+ network hospitals across India, subject to policy terms and pre-authorisation.
Family Medicare Policy is the insurer's flagship retail health insurance product, available in both individual and family floater variants.
Yes. Coverage begins after the applicable waiting period mentioned in the policy wording.
Yes. Eligible health insurance plans cover treatment under Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy, as per policy terms.
Yes. You can compare plans and purchase a policy online through Coverfox.
You can renew your policy online through Coverfox or the insurer's official website before the policy expiry date.
Yes. Super Top-up Medicare Policy is available for customers who want to increase their health insurance coverage beyond a chosen deductible.
Selected health insurance plans include preventive health check-up benefits as specified in the policy.
You can download your policy document through the insurer's customer portal or access it from your Coverfox account after purchasing the policy.
You can contact customer support through the toll-free helpline, email, branch offices, or the official website for assistance with policies, renewals, and claims.
